Contact UsFintech & Banking
Financial Products Built to Survive Regulation
We build payment infrastructure, core banking integration layers, and mobile financial products for the financial services sector, with compliance architecture from day one.
Introduction
Engineering the Financial Services
The fintech sector runs mobile-first customer expectations on top of a core banking infrastructure that was not built for API integration. NRB compliance requirements evolve. The technical gaps compound for businesses that do not address them at the architecture stage.
Pagoda Labs has built payment processing infrastructure, bank connectivity middleware, and mobile financial products for clients in Nepal's financial services sector. Designed with flexibility in mind, these systems support country-specific operational workflows and compliance frameworks, ensuring they meet the requirements of diverse international markets. Security and compliance infrastructure are built into the system from the start, not retrofitted after an audit surfaces the gap.
Core Banking Integration
Middleware that connects modern payment products to legacy bank systems, handling data format translation and transaction confirmation workflows.
NRB Compliance Infrastructure
Transaction logging, monitoring, and regulatory reporting are built into the data architecture before development begins.
Mobile Financial Products
Cross-platform mobile interfaces built for a wide range of connectivity conditions and user behavior patterns.
Payment Gateway Integration
eSewa, Khalti, bank transfer, and international card payment in a single connected checkout and reconciliation flow.
Security Architecture
Proper security practices, audit logging, role-based access control, and penetration testing across all financial services engagements.
Data
How We Help Fintech Businesses
Optimized cloud architecture reduces runtime costs for financial services platforms.
Augmented specialist teams cost significantly less than equivalent permanent technical headcount.
Embedded engineering teams increase monthly development velocity for fintech product teams.